Me: “Alexa, tell me what will happen in 2019.”

Amazon AI: “Do you want to open ‘this day in history’?”

Me: “Alexa, give me a prediction for 2019.”

Amazon AI: “The crystal ball is clouded, I can’t tell.”

My conversation with Amazon’s “smart speaker” or “intelligent voice assistant” just about sums up the present state of “artificial intelligence” (AI) at home, the office, and the factory: Try a few times and sooner or later you will probably get the correct action the human intelligence behind it programmed it to perform.

What will be the state of AI in 2019?

The following list features 120 senior executives involved with AI, all peering into their not-so-clouded crystal ball, and promising less hype and more practical, precise, and narrow AI.

“Self-Driving Finance is a practical implementation of AI that is already used in one form or another by millions of bank customers around the globe and will only get better in the coming years. Based on projects that are currently underway with banks at different parts of the world, I see a big uptake in the number of customers that will rely on AI to ‘drive’ their finances and take automated actions to help them reach their financial goals. To deliver effective Self-Driving Finance, financial institutions will require specialized forms of AI for each of their customer segments such as retail, small business, and wealth—moving away from more generic forms of AI towards domain-specific solutions that embed subject matter knowledge and expertise”—David Sosna, Co-founder and CEO, Personetics